Aflac Initial Disability Claim Form Aflac Physician's Visit Benefit Claim Form. Aflac Accident Indemnity Advantage Poplar Bluff School District. What does the Aflac Accident Advantage policy include A wellness benefit payable for routine medical exams to encourage early detection and prevention Benefits payable for fractures dislocations lacerations concussions burns emergency dental work eye injuries and surgical procedures. Benefits & Wellness Employee Benefits. PRE-EXISTING CONDITION LIMITATIONS A Pre-existing Condition is an illness disease infection disorder or injury for which within the 12-month period before the Effective Date of coverage medical advice consultation or treatment was recommended by or received from a legally qualified Physician or for which.